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March Capital Region Housing Market Update

What’s been happening with the Capital Region housing market? The real estate market is certainly warming up faster than the outside temps. Here is why.

What Happens When The Bank Won’t Prequalify You

If you happen to pre-qualify with a bank and they tell you you’re not able to get a mortgage, here is what you do. I’ll share my experience after getting denied for a mortgage, and also give you advice on what questions to ask. Finally, if you get denied, it’s not always about your credit […]

Does It Matter Where You Get Your Mortgage

If you’re buying a home, it’s important to note not all banks are created equal. More importantly based on your specific needs and situation, certain banks or brokers may have better products than others. If you’re a medical resident coming to Albany Medical College, there’s a specific bank that has a mortgage for you. If […]

Good News for FHA Borrowers

This breaking news comes from the National Association of Realtors: News that FHA will eliminate a prepayment penalty starting next year has been widely reported. It’s a move NAR has been seeking for some time because it will relieve borrowers of a financial hit that’s entirely out of their control and also bring the agency’s […]