December 4, 2018
Every buyer has a right to a home inspection and it is important that buyers budget for inspections. There are five components to the inspection. They are: structural, pest/termite, radon, well, and septic. Alexander Monticello explains a bit more about home inspections in the video below. Alex explains that, “When you are doing the structural […]
Posted in Homeownership
November 28, 2018
Most real estate contracts include contingency clauses. These are statements indicating the sale is conditional on something else happening. One of the most common contingencies is for a mortgage. The mortgage contingency will specify a mutually agreed upon amount of time during which the buyer will apply for financing and the loan will be underwritten. In […]
Posted in General, Homeownership, Mortgage
November 27, 2018
It happens daily. I will be talking to a potential buyer on the phone and I ask my standard question: “Have you talked to a bank about getting prequalified?” Sometimes the answer is yes. But often times, the answer is, “Not yet. But, it won’t be a problem.” It may very well not be a […]
Posted in General, Homeownership, Tips
November 2, 2018
Now that Halloween is behind us, it’s time to go full throttle and get ready for the dreaded “W” word. Yes…Winter. It’s coming. Shorter days, and colder nights means one thing around the Albany area. Do I dare say it out loud? SNOW… Maybe Mother Nature will be easy on us this year and bless […]
Posted in General, Homeownership, Tips | Tagged First time homeowners, preparing, winterizing